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                                                            LOAN AGREEMENT   The Agreement is made on the 12th day of February 2021, between Mr. xyz, Son of Shri Amar Das Wadhwa Resident of ADDRESS. and having permanent address at ADDRESS.   (hereinafter referred to as the “ BORROWER ”   , which expression shall unless it be repugnant to the subject or context thereof, include his successors and assigns ) of ONE PART and COMPANY NAME , a company incorporated under the Companies Act, 1956 and having its Corporate office at Company Address  (hereinafter referred to as the “ COMPANY” , which expression shall ,unless it be repugnant to the subject or context thereof, include his successors and assigns ) of the SECOND PART.   WHEREAS the Borrower has requested and approached the Company with his loan application dated 12 th February 2021 for lending a sum of Rs. 2,00,000 (Rs. Two   Lacs   only) as a personal loan due

  Dear Mr. Employee Name,   I am writing to address some serious concerns regarding your recent conduct in the workplace. It has been brought to our attention that you have repeatedly violated company policies regarding attendance, leave and communication during working hours. As an employee, it is crucial to adhere to the company's policies regarding attendance and leave to ensure the smooth functioning of our operations and maintain professional standards.   We would like to highlight the following incidents which happens in the month of May – 2024   Tardiness: On several occasions, you have arrived late to the office without providing prior notification or a valid explanation. Punctuality is a fundamental aspect of professionalism and is crucial for the efficient operation of our team. On 27 th May 2024 , you arrived late to the office without providing any valid explanation or prior information.   Unauthorized Leave: Ad